get your smart on northeast credit union
get your smart on
necu personal checking accounts

A checking account for your lifestyle.

Whether you need checking free of monthly maintenance fees and the convenience of free online account management and online bill payment or value a checking account that pays you dividends, or need an option that's right for your student or small business, Northeast Credit Union has a solution.

Northeast Checking:

Northeast Checking is FREE. No if's, and's or but's about it! Choose Northeast Checking-it's convenient, secure, and totally free. What's more? You’re sure to find this a feature-rich solution for everyday checking needs.

Relationship Checking:

Our Relationship Checking account offers a range of exclusive, preferred customer benefits, with a focus on making your banking easy and convenient.

eChecking:

When you prefer electronic access and the best value, eChecking is a high-rate free checking account that was designed for you. This checking account provides a convenient, safe, secure and easy method of banking.

Student Checking Plus:

Whether class is around the corner or across the country, Student Checking Plus is the perfect solution for simple, worry-free checking with lots of extras.

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Member Business Checking:

A low-cost checking solution for your small business. Easy to manage, with 24/7 online banking.




THIRD PARTY WEBSITES: Northeast Credit Union (NECU) does not provide, and is not responsible for, the product, service, or overall website content available at third party websites. NECU also advises members that NECU privacy policies do not apply to linked websites and that a viewers should consult the privacy disclosures on that site for further information. equal housinig lender  ncua
NECU Personal Checking Accounts:

A checking account for your lifestyle.
Whether you need checking free of monthly maintenance fees and the convenience of free online account management and online bill payment or value a checking account that pays you dividends, or need an option that's right for your student or small business, Northeast Credit Union has a solution.

Northeast Checking - Northeast Checking is FREE. No if's, and's or but's about it! Choose Northeast Checking-it's convenient, secure, and totally free. What's more? You’re sure to find this a feature-rich solution for everyday checking needs.
Relationship Checking - Our Relationship Checking account offers a range of exclusive, preferred customer benefits, with a focus on making your banking easy and convenient.
eChecking - When you prefer electronic access and the best value, eChecking is a high-rate free checking account that was designed for you. This checking account provides a convenient, safe, secure and easy method of banking.
Member Business Checking - A low-cost checking solution for your small business. Easy to manage, with 24/7 online banking.
Student Checking Plus - Whether class is around the corner or across the country, Student Checking Plus is the perfect solution for simple, worry-free checking with lots of extras.
Compare Checking Accounts - Not sure which account is right for you? Northeast Credit Union is here to guide you in making financial decisions that will help to enhance your financial well-being.



Savings Accounts:

Although many people dream about winning the lottery, it's highly unlikely you ever will. Disciplined savings can practically guarantee that you will reach your goal. And Northeast Credit Union has a variety of savings options to help you.

MyFunds - It's never too early to start developing good money management habits, and Northeast Credit Union has a savings account designed specifically for our young members - My Funds.
Share (Savings) Account - With no monthly or annual fees, you'll save more money in less time. Whether your goal is to save for household expenses, something special or holiday gift giving, our Share Savings Accounts will help.
Silver Lining - Recognizing the need to help people save money, Northeast Credit Union introduces Silver LiningSM Savings, an innovative share account that rewards savers with a high annual percentage yield (APY).
Money Market Account - Maximize your savings with a high-yield Money Market Account. The guaranteed rate of return and low risk is a great financial tool. Plus, you get the security of NCUA insurance, making this a safe place to grow your money.
Certificates of Deposit - No need to shop around. You'll find our rates are among the best anywhere. Choose from 6 month to 5 year term certificates. The Northeast Credit Union Certificate Rate Guarantee assures you that should rates go up within 10 days of your certificate opening, we'll bump-up your certificate to the higher rate. In addition, we offer a one-time bump-up rate feature and the ability to add to the certificate for up to the original amount of the deposit.
IRAs - Every dollar counts when you're saving for retirement and an Individual Retirement Account (IRA) allows you to make the most of every dollar you save. Unlike other savings methods, contributions2 to an IRA may be tax deductible3, and the tax paid on earnings deferred. That means all of your retirement savings stay in your account.



Auto Lending:

Auto Financing at Your Leisure - Financing your new or used car shouldn't be time consuming. That's why Northeast Credit Union puts you in the driver's seat of your car-buying experience. We understand your desire to spend more time shopping for your car, and less time on paperwork. And that's why we've partnered with Credit Union Direct Lending (CUDL) to make your shopping hassle-free.



Home Mortgages & Mortgage Refinancing:

Come Home to NECU - Your Trusted Neighbor - With low interest rates and a buyer-friendly real estate market, now is a great time for first-time home buyers to purchase a house or condo of their own. It's also an ideal time to refinance an existing mortgage to a lower, fixed-rate mortgage.

NECU knows that buying a home is a big step for anyone. We will work closely with you to select the mortgage options that will best suit your financial situation and your dreams for homeownership.